Toyota Money

Frequently Asked Questions

How much can I borrow?
Your borrowing power is determined by your individual circumstances including income and expenditure. To find out how much you can borrow speak to a Toyota Money Home Loan Manager on 137 500 or check out our borrowing power calculator.
What are Toyota Money’s rates?
Toyota Money is dedicated to providing great rates across all our Home Loan products regardless of whether it is a fixed or variable rate. View our rate charts!
Does Toyota Money charge fees?
Toyota Money does not charge :

  • monthly account management fees
  • redraw fees
  • annual fees
  • prepayment/early termination fees on our variable rate loans

Toyota Money charges:

  • valuation fees - from $226 for metropolitan properties valued up to $1 million. Fee is subject to property and location.
  • Solicitor fee - from $424.
  • prepayment/early termination fees on fixed rates loans where pre-payments exceed $20,000pa.
  • payment dishonour fees
  • mortgage duty, land titles office registration and discharge fees

Toyota Money reserves the right to change current fees or to introduce new fees and charges (except prepayment fees) with prior notice to you.
What is the turnaround for approval?
We can provide you with a conditional pre-approval within 24 hours. If you have the property details a formal approval can be completed in 5 business days.
How do I apply?
Apply over the phone, face to face or post or fax your application to Toyota Money. Find out further details on applying for a loan.
Can I have a Home Loan Manager visit me?
A Home Loan Manager can visit you to discuss your home loan needs. Organise an appointment now!
How does Toyota Money compare to other Home Loan providers?
Toyota Money is dedicated to providing a competitive home loan offer to our customers. We ensure our rates are low and with no application or ongoing account keeping fees* we can help you save money and pay off your loan sooner. To compare Toyota Money Home Loans to other providers check out our loan comparison calculator.

*Terms and Conditions apply. Details of all fees and charges are available upon request.

Am I eligible for the First Home Owner Grant?
Your individual circumstances will determine whether you are eligible for the First Home Owner Grant. To find out view our first home buyers section.
How much is Stamp Duty?
Government Stamp duty applies when you buy a home. The actual amount depends on the value of the property and which state the property is in. Use our stamp duty calculator to calculate your stamp duty amount.

MAKE AN APPOINTMENT

Arrange a face to face meeting with a dedicated home loan specialist

Phone 137 500

HOME LOAN ENQUIRIES

After some advice on what Home Loan suits your needs? We have the experts.

Phone
137 500

© Toyota Finance Australia Limited 2007.